Kohl’s Card: Learn How to Easily Apply

If you’re eager to access exclusive discounts, special offers, and extra savings while shopping at Kohl’s, you’re in the right place.

We’ll walk you through the simple steps to apply for a Kohl’s Card online, in-store, or through the Kohl’s app.

Let’s get started on your savings journey!

Benefits of a Kohl’s Card

Unlock a world of savings with a Kohl’s Card! Enjoy exclusive perks and discounts tailored just for you. Here are the benefits:

• Discounts and special offers for cardholders.
• Access to exclusive savings events.
• Earn extra savings with Kohl’s Cash.
• Hassle-free returns without a receipt.
• Enjoy additional savings during special cardholder events.
• Receive birthday offers and other personalized discounts.
• Gain access to hassle-free online account management and payment options.

How to Apply for a Kohl’s Card

Get ready to unlock exclusive savings at Kohl’s! Here’s how you can easily apply for a Kohl’s Card through various convenient methods:

Online Application:

1. Visit Kohl’s website and complete the online application form with your personal information.
2. Review and consent to the terms and conditions before submitting the form.
3. Receive an instant decision or wait for Kohl’s to review your application.
4. If approved, expect your Kohl’s Card in the mail within a few weeks.

In-store Application:

1. Visit a Kohl’s store and request an application form from an associate.
2. Complete the form accurately and return it to the associate.
3. Receive an immediate decision or a temporary shopping pass if approved.
4. Your physical Kohl’s Card will arrive in the mail later.

Kohl’s App:

1. Download the Kohl’s app and navigate to the Kohl’s Card section.
2. Follow the prompts to fill out the application form.
3. Review and consent to the terms and conditions.
4. Submit your application through the app and await a decision.
5. Expect your Kohl’s Card in the mail if approved.

Tips for a Successful Application

If you’re preparing to apply for a Kohl’s Card, consider these helpful tips to increase your chances of approval:

• Check Your Credit Score: Ensure your credit score is in good standing before applying.
• Review Your Finances: Evaluate your income and expenses to determine if you can manage additional credit.
• Provide Accurate Information: Double-check all information on the application form for accuracy.
• Consider Your Options: Explore different application methods, such as online, in-store, or through the Kohl’s app.
• Monitor Your Mail: Watch for any correspondence from Kohl’s regarding your application status.

Eligibility Requirements

Before diving into applying for a Kohl’s Card, let’s ensure you meet the eligibility requirements:

• Age: You must be at least 18 years old to apply.
• Legal Residency: You need to be a legal resident of the United States.
• Credit History: A positive credit history may increase your chances of approval.
• Income: You should have a steady income source to demonstrate your ability to repay debts.

Interest Rates and Fees

Before committing to a Kohl’s Card, it’s crucial to understand its interest rates and fees:

• Introductory Interest Rate: Kohl’s sometimes offers promotional APRs for new cardholders, usually from 0% to 25%.
• Standard Interest Rate: After promotions end, the standard variable APR applies, typically ranging from 21.99% to 24.99% based on creditworthiness.
• Late Payment Fee: Kohl’s charges a late payment fee of up to $40 for payments not received by the due date.
• Returned Payment Fee: A return fee of up to $29 is charged for payments returned or not honored by your bank.

Understanding Kohl’s Card Rewards Program

The Kohl’s Card Rewards Program grants exclusive offers and discounts to frequent shoppers, featuring extra savings events and Kohl’s Cash rewards.

• Exclusive offers: Access special discounts and promotions for Kohl’s Cardholders, providing extra savings.
• Extra savings events: Enjoy exclusive sales and promotions like Friends & Family discounts, available only to card members.
• Kohl’s Cash rewards: Earn Kohl’s Cash with purchases, which you can redeem for savings on future purchases throughout the store.

Using the Card for Online and In-Store Purchases

Whether shopping online or in-store, utilizing your Kohl’s Card offers numerous benefits and conveniences. Here’s how:

• Convenient payment: Use your Kohl’s Card for seamless purchases online or in-store.
• Exclusive deals: Access special discounts and promotions as a Kohl’s Cardholder, whether online or in-store.
• Rewards tracking: Easily accumulate and track rewards like Kohl’s Cash with your card.
• Flexible payments: Pay your Kohl’s Card balance online, in-store, or via the app.
• Streamlined shopping: Enjoy consistent benefits and rewards across all platforms with your Kohl’s Card.

Exploring Kohl’s Cardholder Events and Sales

Dive into the world of exclusive events and sales tailored for Kohl’s Cardholders, offering additional perks and savings opportunities.

Here’s what you need to know:

• Kohl’s Cardholder Appreciation Sales: Exclusive events with deeper discounts.
• Early Access Events: Priority access to seasonal sales.
• Bonus Points Events: Earn extra rewards with purchases.
• VIP Shopping Events: Exclusive experiences and perks.
• Cardholder-exclusive Promotions: Tailored discounts for cardholders.
• Anniversary Sales: Special deals to celebrate your card anniversary.
• Extra Savings Passes: Additional discounts are available during select events.

Tips for Maximizing Savings with Your Kohl’s Card

To make the most of your Kohl’s Card and maximize your savings, consider these helpful tips:

• Plan purchases around Kohl’s Cash periods to maximize savings.
• Combine discounts: Stack Kohl’s Cash, promo codes, and discounts.
• Look for sales events like Friends & Family for extra savings.
• Earn Yes2You Rewards for additional discounts.
• Enroll in paperless billing for exclusive offers.

Customer Support

Need assistance with your Kohl’s purchases or Kohl’s Card? Here’s how to get in touch:

• For inquiries about Kohls.com orders, dial 855-564-5705.
• Questions about your Kohl’s Card or payments? Call 855-564-5748.
• Contact 800-653-1774 for Corporate Gift Cards exclusively.
• For further assistance or to chat with Kohl’s, visit their customer service page.

Summing It Up

In conclusion, armed with this guide, you can easily apply for a Kohl’s Card.

Whether online, in-store, or through the app, you now grasp the benefits, requirements, and application tips.

Start maximizing savings and enhancing your Kohl’s experience today as a cardholder. Apply now!

Disclaimer

Applying for a Kohl’s Card is subject to approval, and the terms and conditions may vary based on individual eligibility criteria.

Please review the specific terms and conditions of the Kohl’s Card application process before proceeding.